Shamika wanted it to be special, but she herself was in a rut. She didn’t really want to take any extra efforts. She was basically relying on the people around to make life and days special for her. But somehow her emotions were being contagious and no one was showing any enthusiasm. She had always been the one with the max excitement, be it birthdays or any other occasion. She would not leave any opportunity to add a little more sparkle to lives of people around. So basically nor she nor anyone else was planning on doing anything special. She was already in office, she wore a bright red lipstick. Her new slogan in life, wear bright colors when life shows you the darkest shades of grey. So these days you would spot her wearing the best lip shades. While she looked around nothing special could be spotted , all were okay being okay with the fact that it was an opportunity to celebrate and we were just letting it go. She knew celebrations were not tied to days, but still!
So she thought …

Never LIE to your...Doctor…Lawyer and most importantly your INSURER!

It’s really easy to open-up and disregard privacy when it comes to our doctors or Lawyers, but insurer……may be not. Partly because we don’t understand the importance and consequences. When we are at the door steps of a doctor or lawyer ,we have possibly already exhausted all our options and understand the criticality of the situation. But when it some to insurance it’s not the same, for once we all agree that insurance has traditionally never bought but always sold. So somehow it doesn’t look like a need rather a forced obligation to the person selling it. That is when we fail to do the required research or take steps to understand the importance of Insurance and disclosure. That’s why we get really reluctant to share all required information. Insurance like any other legally binding contracts has its own terms and conditions, and the insurer needs to know all about the risk that they going to carry.